ARM Chapter 22 (Niagara)
Latest from OTIP!
It’s no secret that getting from point A to point B in the middle of a Canadian blizzard can be tough. Thankfully, there’s one simple step you can take towards a safer winter drive: installing a set of quality winter tires.
Read more at https://www.otip.com/Why-OTIP/News/Winter-tire-101.
According to Educators Financial Group, here are the 6 ways to make better use of your tax refund:
Pay down debt. This should be a top priority—especially if your debt spans multiple cards and loans.
Invest in yourself.
Invest in your child’s post-secondary education.
Start an emergency fund.
Build up your down payment for a home.
Add a financial cushion to your pension income in retirement.
Read more at https://www.educatorsfinancialgroup.ca/6-ways-to-make-better-use-of-your-tax-refund/.
Recent News and Articles
Autumn/Winter Newsletter, September, 2023
Our Photo Album has been updated with photos from the D22 garden
May 13 Zoom meeting info has been added to the calendar
What is ARM?
Welcome to the ARM Chapter 22 (Niagara) website!
In 1996, the Ontario Secondary School Teachers' Federation (OSSTF) established a new type of membership specifically for Active Retired Members (ARM). For a $50 annual fee, ARM allows retired members to remain actively involved politically and socially with their colleagues. The fee is charged by OSSTF each January. If you join ARM mid-year, the fee is waived until the following January.
Why join ARM?
Access to health, travel and dental insurance
Provincial mailings, including OSSTF Education Forum, Update and the Pocket Planner
Newsletters to inform members about pension, legal and financial matters
Retirement information
Pension information
Local social and other community activities
Stay in touch with former colleagues!
Access to the CAREpath Cancer Assistance Program
Access to the Edvantage Program
Access to The Seniors’ Care Assistance Program™, provided by Bayshore HealthCare
Access to contests
Plan Information
View the Guide to ARM Health Plans
Download the ARM Health Plans Application Form
View the ARM Competitor Plan Comparison
View the Reasonable and Customary Limits - Paramedical Services Chart
How to join ARM?
To join ARM, simply complete an online application form or contact the OSSTF Provincial Office at 1-800-267-7867.
If you choose to purchase an ARM health plan, you are automatically enrolled in the ARM organization. The ARM Organization Fee is waived for the rest of the calendar year in which you retire (first enrol in an ARM health plan). The $50 annual fee is then deducted annually with your January health plan premium payment.
Voluntary Membership / Active Retired Members
Voluntary Membership may be granted by the Provincial Executive to a person who is certificated as a secondary school teacher in the Province of Ontario, and/or who is employed in an educational capacity or former members of OSSTF/FEESO who have been placed on long term disability and whose contract with an employer has been terminated. Individuals must apply through their district executive to be a Voluntary Member.
For more information visit https://www.osstf.on.ca/en-CA/membership/voluntary-membership.aspx.
Important Links
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